Bridge Business Bancorp

Website Terms of Use Agreement and Privacy Policy

Welcome to the Internet website of Bridge Business Bancorp ("BBB"). BBB values your interest in its products and services and appreciates your visit to this website.

USER ACCESS

BBB makes this website available subject to the following terms and conditions and all applicable laws. By accessing, browsing or using (collectively, "using") this website, you acknowledge that you have read, understood and agree to be legally bound by these terms and conditions, and to comply with all applicable laws and regulations, without limitation or qualification. By using this website, you further acknowledge that you have the authority and do hereby legally bind the business entity to which you serve as an agent or employee thereof ("Your Company") to the same terms and conditions, without limitation or qualification. These terms and conditions shall take effect immediately on your first use of this website. If you do not agree to the terms and conditions, you are not authorized to access, browse or otherwise use this website.

BBB, at its sole discretion, reserves the right to alter or change these terms and conditions at any time. Any modifications will become effective when posted on this website. By using this website after any changes in these terms and conditions, you agree to be legally bound by and you further agree to hereby legally bind Your Company to the terms and conditions as amended. Therefore, you should frequently revisit this page to determine the present terms to which you are legally bound.

BBB may at any time and at its sole discretion revoke your access for any reason.

INTELLECTUAL PROPERTY AND RESTRICTIONS ON USE OF INFORMATION AND CONTENT

All information and content provided on this website are believed to be the property of BBB, its subsidiaries, affiliated companies or joint partners ("Related Companies"), or used with permission, and are subject to U.S. and international copyright and unfair competition laws. The information and content provided includes, but is not limited to, the text, graphics, images, video, audio, animation, software, their related files and their arrangement on this website.

All trademarks, servicemarks, logos, model and brand names, emblems and protectable trade dress elements (collectively, "marks") used on this website are believed to be owned by BBB, one of its Related Companies, or used with permission, and are subject to U.S. (federal and state) and international trademark and unfair competition laws.

You may not copy, reproduce, download, upload, post, broadcast, transmit, distribute, publish, republish, or otherwise use any information, content or marks provided on this website in any form or by any means, or by any information storage or retrieval system for any commercial use without the express written permission of BBB. You may, however, copy, print or otherwise use the information, content or marks provided on this website provided that the use is for your or Your Company's internal business use only and further provided that you: (1) maintain all copyright and other intellectual property notices together and intact with any information or content; (2) do not modify or otherwise alter any information or content; and (3) do not expressly or implicitly suggest an association with any products, services, brands or affiliates through the use of any information or content. Other use of any information, content or marks, except as specifically permitted in these terms and conditions or in a written instrument signed by BBB, is strictly prohibited.

Any use of the information, content or marks provided on this website that does not comport with the above terms and conditions shall be an unauthorized use and may subject you to civil and criminal penalties as provided by applicable U.S. and international intellectual property laws. By using this website, you further agree that you will not use this website for any unlawful activity, or use it in any way that would violate any of these terms and conditions.

You further agree, as a condition of using this site, to ensure that all agents, employees and independent contractors associated with Your Company to these terms and conditions.

DISCLAIMERS

ALL INFORMATION AND CONTENT ON THIS WEBSITE IS PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OR REPRESENTATION OF ANY KIND INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURCHASE, TITLE OR NON-INFRINGEMENT. ACCESS TO AND USE OF THIS WEBSITE ARE THEREFORE MADE AT YOUR SOLE RISK.

IN NO EVENT WILL BBB, ITS SUBSIDIARIES, AFFILIATED COMPANIES, JOINT PARTNERS, LICENSEES, SUBSEQUENT SUCCESSORS OR ASSIGNS BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEBSITE, OR ANY OTHER HYPERLINKED WEBSITE INCLUDING, WITHOUT LIMITATION, ANY LOST REVENUES, LOST PROFITS, LOSS OF PROSPECTIVE ECONOMIC ADVANTAGE, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR HANDLING SYSTEM OR OTHERWISE ARISING OUT OF THE USE, MISUSE OF OR INABILITY TO USE THIS WEBSITE OR THE INFORMATION, CONTENT, DOCUMENTS OR SOFTWARE THEREOF, EVEN IF BBB, ITS SUBSIDIARIES, AFFILIATED COMPANIES, JOINT PARTNERS, LICENSEES, SUBSEQUENT SUCCESSORS OR ASSIGNS ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR OF ANY CLAIM BY A THIRD PARTY.

Without limiting the above disclaimers, BBB, its subsidiaries, affiliated companies and joint partners: (1) make no warranties or representations whatsoever concerning this website or any other Internet website, the access to, or the availability or use of, this website or any other Internet website, the information and content from whatever source posted on or referred to in this website or any other Internet website or the accuracy, completeness or timeliness of such information or content; (2) do not warrant or represent that your access to, or use of, this website or any other Internet website will be uninterrupted or free of errors or omissions, that defects will be corrected, or that this website or any other Internet website is, or the information or content from whatever source available for use or downloading are free of computer viruses, worms, Trojan horses or other harmful components; (3) do not represent or warrant that any services or products listed on, or accessed through, this website will be available for purchase or not withdrawn at any time and makes no representation or warranty of any kind whatsoever concerning such services or products; and (4) do not represent or warrant the accuracy, functionality, specifications or any other aspect of items, information or material from whatever source posted or accessed through this website. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

This website may use hyperlinks as a convenience to you so that reference material, BBB-related material and other pertinent material is easily accessible. Hyperlinks and references to other websites, including any Related Company website(s), do not constitute sponsorship, endorsement or approval by BBB of the information, content, policies or practices of such linked or referenced websites. Because such linked and referenced websites are not operated, controlled or maintained by BBB, BBB does not endorse or accept any responsibilities for any information or content, availability, policies, practices or any use of such websites. You access, browse and use such websites at your own risk.

BBB has no obligation to update any information or content on this website. Accordingly, BBB, its subsidiaries, affiliated companies and joint partners assume no responsibility regarding the accuracy of the information or content provided on this website. Any use of the information or content provided on this website is done so at the your own risk.

You agree and do hereby bind Your Company to defend, indemnify, save and hold harmless BBB, its subsidiaries, affiliated companies, joint partners, licensees, subsequent successors, assigns and their respective directors, officers, employees and agents from and against all liabilities, claims, damages and expenses, including reasonable attorneys' fees as incurred, arising out of your use of this website including any violation or alleged violation of the terms and conditions of this Website Terms of Use Agreement and Privacy Policy.

The purpose of this statement is to set out the principles governing BBB's use of personal and non-personal information including information which BBB may obtain about you and Your Company. BBB takes very seriously the privacy of its website users and the security of your personal information. It is an aim of BBB that you feel confident that your privacy is respected at all times and that due care is taken regarding your information. Accordingly, it is our policy that your information, if gathered, will not be sold or licensed to any third party. Notwithstanding the above, BBB may share and/or transfer any and all information about you and Your Company to one of its Related Companies (e.g., Ridgestone Bank and Bridge Finance Group) for the purpose of assessing and evaluating your loan application(s) with BBB and/or for the purpose of assessing and evaluating potential loan applications with one of its Related Companies.

TYPES OF INFORMATION WE COLLECT

BBB may collect and retain non-personal information regarding your Internet connection and Internet history usage. For example, BBB may collect and retain, among other things, your IP address and the date and time you visited this website.

If you elect to apply for a loan and/or line of credit using our on-line application(s), BBB may collect and retain information regarding Your Company for the purpose of assessing and evaluating your loan application(s) with BBB. This information may include, but is not limited to, information regarding Your Company's place of business, history, organization, business strategy, business plan(s), proposed use(s) of funds as acquired from any source, loans sought, collateral information and current and/or past cash flow.

If you elect to apply for a loan and/or line of credit using our on-line application(s), BBB may collect and retain information regarding you as a point of contact for Your Company. For example, BBB may collect and retain information regarding your title, your first and last names, your address, city and zip code, your phone numbers and your e-mail address.

While applying for a loan and/or line of credit, BBB may use a cookie, a session ID and/or a session token ("Session Codes") in collecting the above-stated information. The Session Codes allow BBB to open a session for each application. Session Codes are small text files and/or data representing a unique identifier. Session Codes are transferred from our website to your computer via your web browser when you begin or revisit a saved application. Each time you submit information to our website during the application process, your web browser submits to BBB at least a portion of the Session Code so that the information you send can be retained and associated as part of your application. The Session Codes expire and are no longer valid at a fixed date and time as set by BBB (in the case of cookies) or at the close of a session (in the case of session ID's and tokens). A session is closed when you close the browser used to send information during the application process. The Session Codes do not gather any other information from your computer or any other information about you.

In most cases, a user can refuse to accept cookies from web servers and still navigate this website. If you are uncomfortable regarding the use of cookies on our website, please keep in mind that most browsers can be configured to warn you each time a cookie is being sent, allow you to opt-out of receiving the cookie or disable the cookie feature so that no cookies are stored on your computer. If you are not sure whether your browser has this capability, you should check with the software manufacturer or your Internet Service Provider.

Third parties may also create cookies when you access their sites through hyperlinks posted on our website. We do not have access to these cookies or any information that these cookies may contain. Please contact the third party website for more information on their policies regarding cookies.

BBB does not employ any other web bugs, cookies or other features to collect any other information or to track your Internet usage patterns.

While applying for a loan and/or line of credit, you may elect to complete the application by inserting all the requested and/or required information during the provided time period and by selecting the "Finalize and Submit" button. After you complete a given application, your application may no longer be accessed by you. Alternatively, you may elect to save your application and access it at a future date and time using BBB's "Save Questionnaire" hyperlink. Upon accessing this feature, you will be prompted to provide a password. BBB stores this password for a fixed period of time and associates it with both the information you previously provided in the application and with a unique Questionnaire ID that identifies your application. BBB also sends you an e-mail, at the e-mail address you provided in the application, containing this Questionnaire ID and the password you selected. By revisiting the application page on this website you may access BBB's "Retrieve Saved Questionnaire" hyperlink and continue the application process by entering the Questionnaire ID and this password. All saved application data including the information BBB collected pertaining to the application, the Questionnaire ID and the password may be invalid and/or no longer accessible by you after: (1) the application is complete; or (2) after a fixed period of time, as set by BBB.

BBB may additionally collect any and all information you submit to BBB in any form. Such information may include, but is not limited to, any e-mails you may send to BBB or any data you submit using a web field provided on this website.

HOW WE USE COLLECTED INFORMATION

The information provided by you through fields located on this website and any other content or information transmitted by you to BBB in any form (collectively "Submitted Information") will be processed for the purpose of assessing and evaluating your loan application with BBB. BBB does not share, sell or license any Submitted Information. Notwithstanding the above, BBB may share and/or transfer any and all of such information to one of its Related Companies for the purpose of assessing and evaluating your loan application(s) with BBB and/or for the purpose of assessing and evaluating potential loan applications with one of its Related Companies. BBB employs safeguards designed to secure all Submitted Information and to prevent unauthorized personnel and third parties from accessing such information.

BBB will materially comply with applicable national data protection laws that govern the collection and use of information.

Although BBB is committed to insuring the privacy of you and Your Company, we may be required to disclose collected information when required by law or when necessary to comply with a court order or other legal processes.

CONTACT BBB

You may contact us at 233 S. Wacker Drive, Suite 5350, Chicago, IL 60606 with any questions regarding our privacy policy.

MISCELLANEOUS

If any term, condition or provision of this Website Terms of Use Agreement and Privacy Policy is determined to be unlawful, invalid, void or for any reason unenforceable, the validity and enforceability of the remaining terms, conditions and provisions shall not in any way be affected or impaired thereby.